Canadian Business Financing 7 Park Avenue Financial

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Canadian Business Financing From 7 Park Avenue Financial
'  Our Competitive Edge in Canadian  Business Financing Is Experience  '

YOU ARE LOOKING FOR CANADIAN BUSINESS FINANCING!

Traditional & Alternative Commercial Business Financing

Business Loan & Asset Based Lending Cash Flow Solutions

You've arrived at the right address!  Welcome to 7 Park Avenue Financial 

( Division of 6169899 Canada Inc. )

Business Financing Canada! Small Business Finance Canada!

        Financing & Cash flow are the  biggest issues facing  business  today 

               Unaware / Dissatisfied with your financing options?

Contact Us Today!

Call Now !  - Direct Line  - 416 319 5769

  Let's talk or arrange a meeting to discuss your needs

Direct Email Address   -  sprokop@7parkavenuefinancial.com

 

 In 2004 I founded 7 PARK AVENUE FINANCIAL. At that time I had spent all my working life, at that time - Over 30 years in Commercial credit and lending and business financing.  I believe the commercial lending landscape has drastically changed in Canada.

 

 I believe a void exists for business owners and finance managers for companies, large and small who want service, creativity, and greater access to liquidity. Every day we strive to consistently deliver business financing that you feel meets the needs of small business. If you believe as we do those financing solutions and alternatives exist for your firm we want to talk to you and put a financing program in place that meets your objectives.

Our purpose is simple: we want to deliver the best business finance solutions for your company "  Stan Prokop - Founder/President

 

Business Financing With 7 Park Avenue Financial

 

7 Park Avenue Financial works with small and medium-sized businesses throughout Canada. We focus on working with business owners and entrepreneurs throughout the various business stages, from a company searching for growth finance as well as day to day operating funds to reduce the pressures of cash flow generation and management. Our business loans and solutions are tailored to your firm's specific needs and encompass a wide variety of industries.

Using techniques within the broad spectrum of asset-based lending we provide solutions to all industries in Canada in need of financing. We focus on tailoring a solution to a broad variety of needs, and in many cases more than one type of financing may be utilized to achieve client goals.

Each firm we work with has different goals and challenges that may be diverse in nature from experiencing financial stress to the other end of the spectrum as it relates to acquisition financing.

 

Growth

Acquisition

Restructuring

 

Our team of finance professionals help your company fund debt, cash flow, and asset monetization strategies via traditional financing as well as innovative alternative financing products that allow your firm to thrive, survive, and grow. We work with small business as well as larger corporations when it comes to business financing.

Canadian banking facilities continue to be a challenge for small and medium-sized ( SME ) firms in Canada. While we pride ourselves in our relations with Canadian banks we've recognized that many clients require a specialized form of alternative finance in areas and credit profiles generally not within the historical field of interest of traditional financing in Canada.

 

7 PARK AVENUE FINANCIAL HAS A SOLUTION FOR YOUR BUSINESS

 

                           HERE'S WHAT YOU WANT TO KNOW

 

We offer traditional and alternative  financing in areas such as :

 

Receivable Financing/ Securitization

Inventory Finance

Equipment Leasing

Supply Chain/PO finance

Bridge Loans

Canadian Chartered Bank Facilities

ABL Asset Based Lending

Royalty Financing

Tax Credit Monetization

Cash flow loans

Subordinated Debt

Government Business Loans Canada


 

WHO IS 7 PARK AVENUE FINANCIAL? WHY SHOULD YOUR WORK COMPANY WORK WITH US ?

 

16 Years In Business, a track record of Business Financing with in excess of $100,000.000.00 of financing completed .. A strong reputation and a public track record of business financing success including our service nominations from the Chamber Of Commerce.

 

We are proud and humbled by the media and press coverage and service nominations we have received over the years including numerous ' Service Provider' nominations based on our record of providing business loans and other financing solutions to our clients.

 

TRUSTING 7 PARK AVENUE FINANCIAL WITH YOUR FINANCING NEEDS

 

Over 400+ clients have already entrusted our firm with their business financing needs. We're proud of our testimonial and client references, our reputation on LINKEDIN.

 

Click here for our  business financing track record

 

Canadian banks and other major financial institutions regularly refer clients to 7 Park Avenue Financial based on our reputation and success. 7 Park Avenue Financial has been referenced in the Toronto Star / Globe & Mail / Financial Post.

 

BACKGROUND

 

Our team has over 40 years of business financing experience covering all major industries in Canada

 

7 Park Avenue Financial is an asset-based lending expert. We have financed a wide variety of industries allowing firms to have greater access to liquidity. Financing a/r, inventory, equipment and real estate under one revolving facility provides maximum cash flow for your business.

 

WHY IS 7 PARK AVENUE FINANCIAL UNIQUE

 

We finance the little guy, and we finance the big guys too!  Our total focus is success and personal attention to your firm's financing needs. We offer specialty financing in areas such as business startups, management buyouts,  subordinated debt and mezzanine financing, rapid growth financing, purchase order financing and non-bank asset-based revolving credit lines.

 

 

THE SECRET OF SUCCESS IS TO KNOW SOMETHING NOBODY ELSE KNOWS - A. Onassis

 

 

That's how we feel about our financing abilities. We at 7 Park Avenue Financial feel we know what and how to do it, and that is the philosophy we adopt on every transaction for your company loans and credit facilities. If you a looking for a loan for business needs we're focused on achieving success for your capital needs.

 

Financing a business in Canada is a challenge - at 7 Park Avenue Financial, we will help you overcome that challenge with a business lender solution that meets your funding and growth strategies at interest rates and flexibility commensurate with your business credit profile.

 

Government loans in Canada are accessible via our work under the Canada Small Business Financing program, allowing you to access financing for leasehold improvements and equipment. Whether your search is for a business loan or the ability to monetize and cash flow sales and business assets the 7 Park Avenue Financial team has a solution for your needs.

 

Business owners and financial managers don't necessarily have the management time and resources to explore different and unique financing options in both traditional financings and the relatively new world of alternative finance business credit. If you are searching for options or just have a question about how certain aspects of business financing might work for your firm we want to hear from you.

If your company is focused on growing revenues and profits and you need access to funding we want to tailor our service to your needs. In today's world, traditional banks might solve all your financial challenges but business capital from traditional sources is challenging and time-consuming to obtain

THE 7 PARK AVENUE FINANCIAL ' PHILOSOPHY ' ON BUSINESS FINANCING NEEDS

' How do you finance a business in Canada ' - That's a common question from our clients. Solving that challenge and providing the answer to that question is the 7 Park Avenue Financial commitment.

 

Access to capital has dramatically changed in the Canadian business environment. Liquidity and business credit from traditional sources have in some ways tightened, while at the same time alternative financing solutions have made tremendous inroads to the business borrowing landscape.

 

At 7 Park Avenue Financial clients, we often meet speak of tremendous hurdles to access to capital. Debt and equity sources of finance are available from Canadian chartered banks as well as commercial lenders - but many of these are specialized forms of financing and require a certain level of knowledge around what solution might be best for any firm.

In the SME commercial finance area business capital is available for those firms able to position themselves properly. We take pride in prepared proper business plans and cash flow projections that allow our clients to move forward with a strengthened financial position.

When considering funding alternatives for our clients we focus on our clients' current financial position as well as ensuring we have a practical solution or solutions to your needs.

We will focus on your on a process that revolves around the source and use of funds and financing, as well as utilizing our expertise to evaluate the best option in your industry from both traditional bank type financing, as well as the brave new world of Alternative Finance.

At 7 Park Avenue Financial we are constantly aware that there is a substantial misunderstanding around terms such as alternative financing, ' cash flow ' or access to ' venture capital '.

 

WE FOCUS  ON DEBT SOLUTIONS / CASH FLOW AND WORKING CAPITAL FINANCING, AND MONETIZATION OF ASSETS AND REVENUES

 

Many of our clients spend significant amounts of management/owner time on bank financing needs only to find that banks might not be prepared to fund their operating and growth needs. We understand the role of banks in Canada and ensure that bank financing capabilities can be available for the rights needs at the right time, but, as entrepreneurs have experienced, not all the time!

 

WHAT STAGE IS YOUR COMPANY IN?

 

As a viable firm your company if financeable in it's different stages, from start-up and pre-revenue to mature companies with solid capital structure who are still requiring financing for growth, acquisition, etc.

We focus on ensuring we have clear use of financing needed and focusing in on potential weaknesses in the company that require a fix. Those needs will always lead us to financing solutions.  Helping a firm identify the hard issues around financing challenges, sales, profits, and capital structure will always point us to a business finance solution.

It should be no secret that ' growth financing ' offers the broadest array of financing choices in Canada. By spending our time on key issues such as debt/equity, leverage, sales revenues etc there will always be an emerging solid solution for our clients.

IS THERE A SILVER BULLET IN CANADIAN BUSINESS FINANCE

 

At 7 Park Avenue, we're quite sure there is no ' silver bullet ' in the business capital sourcing. But by following a financing process based on client, transaction, industry, and financing need we have consistently proven we close transactions for our customers. In certain cases we might have a fallback position and is certainly not unusual to 'cobble together' a solution that comes from different sources.

THE STARTING POINT

At 7 Park Avenue Financial we will put a strong focus on understanding your financials from a viewpoint of revenues, as well as a strong focus on the balance sheet and statement of cash flow.

As a business owner, the financing need often comes from having a solid understanding of your days sales outstanding, payables, and inventory turns if you are not a service-based industry and have inventory investment.

We will always work with you to understand current lenders and your relationships with them. We're the first to say that we work with many companies who have deteriorated or even defaulted credit facilities that acquire immediate attention, and often refinancing.

 

FINANCING ACQUISITIONS WITH THE HELP OF 7 PARK AVENUE FINANCIAL

 

The Canadian business landscape is always offering up acquisition and management buyout opportunities for your business. Our clients recognize the benefits of acquiring a business versus organic growth.  Those benefits are sometimes very obvious, and sometimes less so, and include the ability to grow sales significantly, expand into a new client or geographic market, and capitalize on the competition vis a vis market share, etc.

When you have found a 'target company' we want to talk to you! Our focus is then to outline a plan or strategy and start a basic financing process that will allow you to meet your goals. While it is rare that acquisitions be financed via all-cash the reality is that a financing component to most deals will be needed. We will identify a deal structure that works for both our client as well as our underwriters and of course the seller. We will ensure you have a buy-in from financing sources that meets your goal - and timelines!

Closing an acquisition has the potential to get complicated very quickly - that includes borrowing from a debt perspective, understanding present and future cash flow and working closely with current and potential lenders within the deal. 7 Park Avenue Financial will be with you all the way on that journey.

 

LET 7 PARK AVENUE FINANCIAL HELP YOU DEVELOP A FINANCE STRATEGY FOR YOUR BUSINESS

 

How much funding does your business need, and how will new financing be utilized. That is a common focus for discussions with new clients.  At 7 Park Avenue Financial, we're well known for understanding the stages of a company and being able to quickly identify sources of financing that will quickly solve your business funding needs.

 

Whether your firm is a startup, growing, or well-established firm we have consistently proven that we can provide the following financial solutions :

 

A/R FINANCING / FACTORING/ CONFIDENTIAL  RECEIVABLE FINANCING

INVENTORY LOANS

EQUIPMENT FINANCING

COMMERCIAL MORTGAGES FOR COMPANY OWNED PREMISES

EQUIPMENT LEASING

SALE LEASEBACK FINANCING

PO FINANCING

BRIDGE LOANS

BANK LINES OF CREDIT

NON BANK ASSET BASED LINES OF CREDIT

ROYALTY FINANCING

TERM LOANS

WORKING CAPITAL LOANS

SBL GOVERNMENT LOANS

CASH FLOW LOANS

ACQUISITION FINANCING

FRANCHISE LOANS

 

We believe there is no one type of specific business finance solution that would fit all firms. Typically in our experience, there is a range of financings that potentially suit your company needs. As well financing needs change over time as businesses migrate to different stages of their existence. It's all about the right type of capital at the right time.

It's certainly not a perfect world when it comes to the challenge of business funding and we focus on ensuring your company will have the right funding in place at a time when you need it, given that business needs are always changing.

 

THE COST OF FINANCING

The cost of financing is always a concern for our clients who typically understandably want the lowest cost of capital and interest rates combined with the maximum funding they require. Not all companies though have strong and positive growth plans and financials that allow them to demand low rates. Struggling firms will need to focus on have to sometimes pay a premiums for access to business credit.

 

We will work to ensure that your firm is able to utilize financing for the proper need. We have significant experience in the world of equipment financing and equipment leasing. That solution allows you to acquire assets for terms of typically  2-5 years while ensuring the useful life of assets will match the cash outflows of the equipment loan or lease. Matching long term debt to the useful asset life of key assets in your business is key to business success and a proper capital structure.

In many cases, your firm requires basic cash needs to fund day to day expenses such as payroll, suppliers, fixed cost commitments, etc. In those cases, clients rely on us for short term working capital arrangements - that might be short term working capital loans, business credit lines, or merchant advance funding.

Inventory loans/inventory finance solutions are a key aspect of firms that have significant investments in inventory on the balance sheet. Different needs arise out of the inventory component on your balance sheet. In some cases, you might require financing for increasing the amount of inventory you carry based on seasonal or some other specific needs. In other cases it can be simply a matter of your obligation to fulfill large orders or new contracts, as well as buildin inventory to meet seasonal demands.

We are experts in Purchase Order Financing and that type of facility allows our clients to meet special import and export client demands.

 

RESEARCH AND DEVELOPMENT IN NEW PRODUCTS AND SERVICES

 

For our clients that have made a committment to research and development we

we focus on ensuring they are taking advantage of the Government of Canada SR&ED Program which allows them to commit capital and even at the risk of uncertainty knowing they will be able to capture a large amount of that capital via the ' SRED ' PROGRAM.   Sr&ed credits are financeable, and a SRED loan is a very attractive financing solution to accelerate the government refund and turn that refund into real cash back into your company.

ACQUIRING NEW BUSINESS PREMISES - COMMERCIAL MORTGAGES



Many of our clients see value in owning their premises rather than financing them.
We are focused on proper short term bridge loans or long term mortgages financing that will take the distraction away from financing committmerns required for their building/ plant, etc

 

DEBT SOLUTIONS



It is a standard lending practice in Canada that debt typically be secured with some sort of collateral, even if it is simply cash flow.  Our focus is to ensure the right amount of collateral is identified and offered up to business lenders, ensuring other collateral remains for potential other financings.

We focus on allowing your firm to consider more or another financing that has separate collateral categories. A danger to your firm is to over collateralize debt thereby inhibiting future potential financing needs!

Senior lenders and others will always demand the most collateral they can achieve so our approach is a holistic one in which we attempt to ensure proper facilities are negotiated hopefully at the same time.

 

 

 


 

    ' Financing With The Intelligent Use Of Experience '

 



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' Canadian Business Financing With The Intelligent Use Of Experience '