AR Financing Confidential Invoice Finance | 7 Park Avenue Financial

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Confidential Invoice Finance: Taking The Panic Out Of AR Financing And Receivables Factoring
Let ‘He Who Does Things' Work For Your Business Financing Needs Be Your Finance Provider !




YOUR COMPANY IS LOOKING FOR  CASH FLOW FINANCING VIA

THE  A/R FINANCE SOLUTION!

INVOICE FACTORING AND CONFIDENTIAL INVOICE DISCOUNTING IN CANADA

You've arrived at the right address! Welcome to 7 Park Avenue Financial

Financing & Cash flow are the biggest issues facing business today.

ARE YOU UNAWARE OR   DISSATISFIED WITH YOUR CURRENT  BUSINESS  FINANCING OPTIONS?

CALL NOW - DIRECT LINE - 416 319 5769 - Let's talk or arrange a meeting to discuss your needs

EMAIL - sprokop@7parkavenuefinancial.com

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

debtor finance invoice discounting

AR Financing in Canada allows business owners and financial managers to remove some of the ' panic ' that sets in when a cash flow crisis seems to be threatening and just around the corner. Numerous solutions exist for fixing a working capital shortage - one of them, confidential invoice finance, seems tailor-made for... the fix on those outstanding invoices in your sales ledger.  Let's dig in.

 

 

A/R FINANCING, AKA FACTORING, IS THE MOST POPULAR TYPE OF WORKING CAPITAL FINANCING IN CANADA 

 

A/R Finance is really a subset of the broad business solution called 'asset-based lending. Many people refer to it simply as ' factoring ' - although that is a generic term covering numerous receivable finance types. They include  ' invoice discounting, ‘'notification factoring,' ' forfaiting, '' spot factoring, 'non-recourse factoring,' etc. .. Etc..! Large well-known corporations, some of the largest in the world in fact call it ' Securitization' - they move receivables off the balance sheet constantly in bulk by selling them.

 

 

7 PARK AVENUE FINANCIAL RECOMMENDS CONFIDENTIAL RECEIVABLES FINANCING AS THE BEST SOLUTION TO CASH FLOW NEEDS

 

 

It goes without saying that some of that terminology can be a bit confusing in this third-party factoring and invoice discounting,  so we'll be zeroing in on just the key basics, including our recommended solution for this method of Canadian business financing, Confidential  A/R Finance.

 

 

HISTORY AND BACKGROUND ON FACTORING 

 

It's interesting to note also that for those clients we talk to that have never even heard of the term, in fact, it's been around and in practice since pre-Roman Empire times. And the word ' factor ' comes from Latin, meaning ' he who does things. '  That  ' doing things ' revolves around monetizing the sale via the monetization of accounts receivable between a ' sellers ‘... that's you, and your customer.

 

3 TYPES OF 7 PARK AVENUE FINANCIAL CLIENTS USE A/R FINANCING

 

The majority of clients who use A/R finance solutions are in a couple of basic categories - they can't get all the financing they need from a bank  ( or can't qualify for any finance) or are in special situations turnaround, growth, etc. In most cases, solutions such as Confidential Invoice Financing is an interim solution, possibly for a year or two, allowing customers to migrate back to more traditional financing facilities?

 

invoice financing   invoice finance

TRADITIONAL ' OLD SCHOOL' FACTORING

 

In traditional ' factoring ' solutions, the concept of ‘notification’ is key. Here the lender, usually a commercial finance firm, requires that your clients be notified about the process of financing your AR. That's because the paperwork surrounding this type of facility is unlike the bank. Banks' collateralize' your receivables; commercial factor firms have paperwork that specifies that sales invoices you finance are in fact ' sold ' to them.

 

IT'S ALL ABOUT CONFIDENTIALITY

 

The way to beat any notification, i.e. being ' Confidential ' about this whole process, is to enter into an invoice financing facility that allows you to bill and collect your own invoices without anyone knowing how you are financing your business. Rates and paperwork are essentially the same.

 

accounts  receivable factoring companies         accounts receivable factoring

 
CONCLUSION 

 

In some cases, factoring accounts receivable can be part of an asset-based lending facility, allowing you to also finance inventory and equipment as a part of your non-bank business line of credit.

 

Accounts receivable financing solves the unpaid invoices problem -  So, consider letting ' he who does things ' work for your firm's cash flow needs. Seek out and speak to 7 Park Avenue Financial, a trusted, credible and experienced Canadian business financing advisor who can assist you with AR financing that works best and removes the ' panic ' around cash flow needs.

 

Click here for the business finance track record of 7 Park Avenue Financial.

 




7 Park Avenue Financial/Copyright/2021/Rights Reserved

' Canadian Business Financing With The Intelligent Use Of Experience '

 STAN PROKOP
7 Park Avenue Financial/Copyright/2023

 

 

 

 

 

Stan Prokop is the founder of 7 Park Avenue Financial and a recognized expert on Canadian Business Financing. Since 2004 Stan has helped hundreds of small, medium and large organizations achieve the financing they need to survive and grow. He has decades of credit and lending experience working for firms such as Hewlett Packard / Cable & Wireless / Ashland Oil