Equipment Financing Via Leasing Company Lease Finance Canada !

YOUR COMPANY IS LOOKING FOR LEASING SOLUTIONS

FOR ASSET FINANCING NEEDS!

Equipment Leasing & Lease Finance Solutions For Business Needs

You've arrived at the right address! Welcome to 7 Park Avenue Financial

Financing & Cash flow are the biggest issues facing business today

ARE YOU UNAWARE OR DISSATISFIED WITH YOUR CURRENT BUSINESS FINANCING OPTIONS?

CALL NOW - DIRECT LINE - 416 319 5769 - Let's talk or arrange a meeting to discuss your needs

EMAIL - sprokop@7parkavenuefinancial.com

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Oakville, Ontario

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When searching for a lease finance solution from a leasing company in Canada it's tempting to go it alone. But you don't have to be the ' Lone Ranger ' when it comes to financing assets via a leasing company in Canada. There's an entire industry out there waiting to help your firm out with the right combination of solutions, rates, structures, etc. Equipment lease rates and flexible structuring have never been more abundant in Canada via lease financing solutions. Let's explain.

LET 7 PARK AVENUE FINANCIAL HELP YOU WITH YOUR ASSET FINANCING CHALLENGE

We're the first to forgive Canadian business owners and financial managers for thinking that financing assets is tougher than they think. For the last couple of years it’s been pure ... well let's diplomatically say ' a challenge ‘to arrange the financing they need for fixed assets.

The good news though is there's a new weather report - and it's sunny! with numerous tools, solutions, and yes leasing company advisors and partners to assist you.

LEASE INTEREST RATES ARE COMPETITIVE AND BASED ON OVERALL BUSINESS CREDIT QUALITY

Lease finance transactions in equipment financing are primarily done these days on fixed interest rates, and rates have never been lower. (Depending on credit quality of course!)

THESE ARE THE LEASING COMPANIES IN CANADA - WHICH ONE SUITS YOUR COMPANY'S FINANCING NEEDS?

Another reason you don't have to go it alone in your financing decision is the fact that you almost won't believe the resources behind the current lease industry in Canada. They include independent private commercial firms, Canadian chartered bank-owned/controlled companies, captive finance companies, and even firms that provide bridge loans that are similar in structure to leases but are accounted for differently on your balance sheet.

At 7 Park Avenue Financial, we are often asked ' what is a captive leasing company? These are owned by large manufacturers who use the financial strength of the parent company to offer lease financing to their customers. This is offered via leases or loans which are held by the manufacturer. Terms and rates are very competitive from captive finance companies because the manufacturer is incented to sell more product!

ISSUES THAT DRIVE YOUR LEASE STRUCTURE

Where the business owner/manager needs help these days is really in what type of lease structure most suits their firm's needs. The reality is that those needs are driven by tax, accounting, cash flow and interest rate focus. In some cases, you see the value of just using the asset and returning it to the lessor or mfr at the end of the term. In that case, focus on an operating lease.

THE CAPITAL LEASE TO OWN SOLUTION

If you’re focused on owning the asset and strongly recognize its useful economic life then utilize the concept of lease to own, aka ' capital lease ‘. It is imporatant to understand the differecne betwee finance lease vs operating lease offerings, which essentially depends on the ultimate useful economic life of the asset being financed.

UNDERSTANDING THE INTEREST RATE IN YOUR LEASE

If we had to pick one area that clients don't focus on enough (they usually just want to know ' the rate ') we would say it’s the whole area of terms and conditions. While it might be somewhat easy for the leasing company to disguise the interest rate you are paying, it’s a little tougher for them to term, payments, return obligations, and incidental fees, all of which can have a dramatic effect on the winning of losing of asset finance when it comes to your business.

CONCLUSION

Most businesses, whether it’s true or not feel they are unique in their needs. So how you address strategic, operational and financial issues around asset financing will ultimately determine if you're a long-range. or alternatively maximizing on the info and resources you need to make intelligent business financing decisions.

So, finance vs lease? Business Loan or lease financing? Want some very free assistance on how not to feel alone when it comes to lease financing across Canada? Speak to 7 Park Avenue Financial, a trusted, credible and experienced Canadian Business Financing advisor who can assist you with your asset acquisition needs.