Business Financing Commercial Lending | 7 Park Avenue Financial

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Stalking Business Financing Options In Canada : Commercial Lending Options For Canadian Firms
CSI Business Financing. Solving The Great Canadian Capital Mystery

 

YOUR COMPANY IS LOOKING FOR  BUSINESS FINANCING!

CUSTOMIZED FINANCING SOLUTIONS AND COMMERCIAL LOANS

You've arrived at the right address! Welcome to 7 Park Avenue Financial

Financing & Cash flow are the  biggest issues facing businesses today

ARE YOU UNAWARE OR   DISSATISFIED WITH YOUR CURRENT  BUSINESS  FINANCING OPTIONS?

CALL NOW - DIRECT LINE - 416 319 5769 - Let's talk or arrange a meeting to discuss your needs

 

EMAIL - sprokop@7parkavenuefinancial.com

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

 

business financing and commercial lending

 

THE SMALL BUSINESS FINANCING CHALLENGE

 

Business financing in Canada must often seem like a ' CSI ' like  capital mystery to the Canadian business owner and financial manager. 

 

If he or she is on the right track they can almost be looked upon as ' stalkers ' when it comes to searching for the (right) business capital to finance their growing businesses to the full potential. And it sure feels sometimes that the whole financing process feels like a ‘ crime scene ‘ of sorts. Let's dig in!

 

 

CORPORATE LOANS / LENDING / FINANCING 

 

Planning business finance strategies allow your firm to stay ahead of the game. And your ability to put the right strategy in place will always allow you to bargain with strength when it comes to financing your company.

 

One question business owners/mgr's face is the issue of getting financing with their own internal resources and expertise or seeking the input of an external financial advisor. That role can be filled by your accountant, lawyer, or business financing advisor with a track record of success and one with whom you are comfortable.

 

business loans and business financing

 

A suitable amount of planning has to be in place- a simple understanding of where your firm’s balance sheet is at today, and where it needs to be when it comes to planned growth.

 

One part of the whole planning process that can more easily be defined is your need to plan for equipment asset needs. Here the cost of these assets, their useful life, and the cash flow implications can all be addressed by EQUIPMENT FINANCE / LEASE solutions.  Whether it’s a 5k copier or a million-dollar production asset for the shop floor it's all about achieving the right lease finance solution.

 

While a formal business plan and cash flow forecast aren’t needed when it comes to ' stalking' those financing options we can say that it sure helps. A proper plan or cash flow will allow you to clearly understand what funding you will need, and when.

 

business loan and lines of credit

 

YOUR FIRM WANTS FLEXIBLE LENDING OPTIONS 

 

There are probably about 15 quickly identifiable sources of financing for your firm.  They are boiled down to 3 simple categories - debt, equity, or asset monetization.  Looking for a ' shopping list' for these financings for credit approval ?

 

Here they are:

 

 

CANADIAN BUSINESS FINANCING SOLUTIONS! SMALL BUSINESS LOANS AND LINES OF CREDIT

 

Receivable Finance - a solid alternative to a bank operating line

Inventory financing

Sale leasebacks -  refinancing fixed assets or commercial real estate & refinancing commercial mortgages

Equipment leases - long term financing for capital asset and equipment purchase and  technology acquisitions

PO/ Contract financing - Export Development Canada credit insurance  or purchase order financing from asset-based lenders and other commercial finance firms

Asset-based lending /  bridge loans -

Commercial bank revolving  lines of credit

Royalty finance arrangements

Working capital term loans for funds to run your business day to day

Government SBL loans - Talk to the 7 Park Avenue Financial team on which financial institutions best suit your government-guaranteed loan needs - This is a term loan structure to a maximum of 350k at competitive interest rates for new and small businesses - Leasehold improvements can also be financing under the program

Subordinated debt/cash flow/mezzanine type financing

Private equity

Merchant cash advance - short term working capital loans for easy access to small loans in the 100k-200k range for short term/emergency funding

 

FLEXIBLE COMMERCIAL LENDING OPTIONS

 

 

And the $ 64,000.00 question? Which one... or ones are right for your firm. That comes down fundamentally to two issues - your capital structure and your overall creditworthiness for the financial institution or commercial finance company -

 

FINANCING THAT HELPS YOU GROW AND  SUPPORTS YOUR BOTTOM LINE

 

If there is any good news in Canadian business financing it's that your firm can be a start-up, high growth, mature and doing well, or in bankruptcy or receivership proceedings  - the bottom line ?... There's still a financing option for your firm.

 

A good way to prepare for that ' stalking' process we've talked about is to simply understand what stage of business life your own firm is in - as per above, and ensure you focus in on the financing alternatives that are REALISTICALLY available for your business. It’s simply addressing the cash issue in the context of where your company is in its life cycle.

 

Is there a perfect financing strategy available for your firm? Sorry Virginia, but the truth is that some work better than others, and some cost less... or more than others.

 

business borrowing solutions in commercial lending

 

 
CONCLUSION: MORE INFORMATION / INTERESTED IN LEARNING MORE?

 

If you want to address what commercial lending options are available for your firm speak to 7 Park Avenue Financial,  a trusted, credible and experienced Canadian business financing advisor for a single point of contact who can assist you in growing business meeting the capital solutions that make sense for your firm and it's business needs, right here, and right now!

 

 
FAQ: FREQUENTLY ASKED QUESTIONS  

 

Is a commercial loan a business loan?

A commercial loan is a type of financing that’s designed for business owners. These  loans can come in different forms -A commercial loan is a type of financing that businesses use to finance their day-to-day operations and growth while larger companies may take out more extensive projects like buying new equipment or other businesses or competitors

 

 

 

Click here for the business finance track record of 7 Park Avenue Financial

' Canadian Business Financing With The Intelligent Use Of Experience '

 STAN PROKOP
7 Park Avenue Financial/Copyright/2024

 

 

 

 

 

Stan Prokop is the founder of 7 Park Avenue Financial and a recognized expert on Canadian Business Financing. Since 2004 Stan has helped hundreds of small, medium and large organizations achieve the financing they need to survive and grow. He has decades of credit and lending experience working for firms such as Hewlett Packard / Cable & Wireless / Ashland Oil