YOUR COMPANY IS LOOKING FOR BUSINESS GROWTH FINANCING SOLUTIONS!
You've arrived at the right address! Welcome to 7 Park Avenue Financial
Financing & Cash flow are the biggest issues facing businesses today
ARE YOU UNAWARE OR DISSATISFIED WITH YOUR CURRENT BUSINESS FINANCING OPTIONS?
CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Oakville, Ontario
L6J 7J8
Direct Line = 416 319 5769
Email = sprokop@7parkavenuefinancial.com
"Growth is never by mere chance; it is the result of forces working together." - James Cash Penney
"Stop watching competitors grow while you wait - unlock your business's true potential with smart growth capital."
7 Park Avenue Financial originates business financing solutions for Canadian Businesses – We offer Growth Financing and working capital solutions – Save time, and focus on profits and business opportunities
7 Park Avenue Financial: “Canadian Business Financing with the intelligent use of experience”
How Do I Secure Growth Financing for Business?
Financing business growth challenges for small businesses in Canada - i.e. SME COMMERCIAL FINANCE requires the right type of loans and capital strategies for the business owner/manager.
When it comes to tips for financing your growing business, does your firm have what it takes to secure the right capital investment?
And talk about the fine line of knowing how much debt to take on, how fast your company can grow (before imploding) and whether other strategies that don’t require debt can work for your business. Let’s dig in.
FROM CAPITAL CRUNCH TO GROWTH SUCCESS!
Canadian businesses often hit a ceiling when traditional funding can't meet their expansion needs. The frustration of watching competitors capture market share while lacking the capital to compete can be devastating.
Let the 7 Park Avenue Financial team show you powerful ways to break through these barriers, enabling businesses to scale operations, hire key talent, and seize market opportunities without sacrificing equity or control.
3 Uncommon Takes on Financing Growth
- Growth financing can reduce business risk by providing buffer capital during expansion phases.
- Companies often overlook the timing advantage - securing growth capital before it's needed creates negotiating leverage.
- Growth financing can serve as a dress rehearsal for larger capital events like acquisitions.
Running out of funds in your business will often lead to different financial distress levels. Again, that’s our ‘fine line, growing, surviving, or failing - the ultimate business tightrope.
Smaller businesses, including most commercial firms in Canada, are private and have to raise capital and stock publicly. This is great for large, well-known, and successful companies and close to impossible for the rest.
While it’s definitely possible to run your business on negative cash flow for a period of time, that strategy ultimately ends when you’re unable to meet operating expenses and loan/creditor commitments based on your financial forecasts.
Develop a strategic growth plan using your business plan.
You have first to prepare an overall strategic growth plan. It's just a business plan focused on what strategies and milestones you need to complete to expand your business.
Understanding Growth Capital
Growth capital is a crucial type of financing that provides businesses with the necessary funds to support their growth initiatives.
Whether you’re looking to scale operations, enter new markets, launch innovative products or services, or make strategic investments, growth capital can be the financial boost you need.
This type of financing can come from various sources, including venture capital firms, private equity investors, angel investors, crowdfunding, and traditional bank loans. Each source has its unique advantages and can be tailored to meet your business's specific needs.
Growth capital is essential for businesses aiming to expand their operations and drive innovation. It provides the financial resources needed to support business growth, allowing companies to seize new opportunities and increase revenue.
Growth capital can be used for various growth projects, such as expanding into new markets, launching new products or services, or making strategic acquisitions.
Established companies often access growth capital to pursue expansion opportunities and achieve strategic objectives.
However, small businesses and startups can also benefit significantly from growth capital. It provides the necessary funds to support their growth initiatives and helps them scale their operations effectively.
In summary, growth capital is a versatile and powerful tool that can support business growth and help companies achieve their strategic goals. Whether you’re an established or small business, securing growth capital can be a game-changer for your business expansion plans.
SMALL BUSINESS LENDING SOLUTIONS IN CANADA
Five basic sources of capital exist for small business owners - some of them internal - some cash flow financing, and some debt financing -
They include:
Suppliers/landlords
Canadian chartered banks - good personal credit is required for bank loan solutions - getting bank financing in place takes time, so the time factor in your ability to get the funding should be considered.
Asset-based lenders - funding working capital with your business assets. Leveraging existing assets such as property or equipment can provide additional financial resources for growth through refinancing options.
Equipment finance firms - a solid growth tool for acquiring assets and technology finance for the long term- operating leases can potentially provide a method of off-balance sheet financing
Commercial finance companies provide growth capital to business owners with receivable financing/inventory loans -
Their services include:
Factoring
Confidential receivable financing
Tax credit financing
Sale-leasebacks, etc.
BASICS OF FINANCING A BUSINESS - KEY METHODS OF FUNDING YOUR BUSINESS WITH EQUITY FINANCING
Thinking/Dreaming of growing your business?
Cancel that strategy if the patient (your company!) exhibits the following symptoms:
Slow payments/Delayed payments to your suppliers
Negative business credit report items
Poor operating ratios - dso/inventory turns, etc
Negative industry issues
The challenge of growing your business regarding proper financing is hard enough in good times when you're making money, your industry is thriving, etc.
That challenge often borders on the seemingly impossible if your financial picture isn’t positive.
Your overall balance sheet health will often dictate what type of financing you need. If your firm has assets and realistic growth possibilities, growth financing is relatively easy to obtain for most businesses.
That's because asset-based loans focus on the collateral in your receivables, inventory and equipment, which many entrepreneurs appreciate.
Government Small business loans in Canada are the equivalent of U.S. SBA loans - providing government-guaranteed loans for up to 1 Million dollars at solid interest rates and very flexible repayment terms, with no outside collateral required - This is a term loan structure as opposed to short term working capital loans which are typically a year or so in duration.
Asset-based loans and credit lines typically ' replenish automatically as your business grows and turns over its assets.
DID YOU KNOW
- 67% of Canadian SMEs seek external financing for growth
- Average growth financing deal size: $250,000 to $5 million
- 42% increase in alternative growth financing adoption since 2020
- 78% of funded companies report accelerated growth within 12 months
KEY TAKEAWAYS
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Revenue requirements drive qualification processes for most growth financing options.
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Cash flow patterns determine repayment structures and terms
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Collateral flexibility varies significantly among different financing providers
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Growth metrics directly impact financing costs and terms
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Market opportunity validation ensures successful funding deployment
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Leveraging future revenue streams can provide immediate funding for growth initiatives
CONCLUSION - FINANCING GROWTH WITH THE RIGHT SMALL BUSINESS LOAN SOLUTION AND GROWTH CAPITAL!
Venture capitalists /private investors/angel investors seem very out of reach.
They usually are! If you want to walk that ' fine line' tightrope in growing your business...properly take the first step.
Call 7 Park Avenue Financial, a trusted, credible, experienced Canadian business financing advisor who can help your business growth plans for solutions from current and future lenders. It's all about making your business grow! Pursue funding that works for your business and growth strategy.
FAQ: FREQUENTLY ASKED QUESTIONS / MORE INFORMATION
How does a company finance business growth?
Businesses can contact suppliers for financing, improve productivity, and work with slow-paying customers.
What is the impact of finance on business growth?
Companies rely on debt and equity financing to grow. Suitable financing enables business opportunities and allows for expansion and capital growth via the additional offerings of products and services.
How Can I Finance My Business Growth
Many small businesses lose business if they don't grow at all. Opportunities for growth are often at the door for some businesses, and some business owners prefer to finance their growing businesses.
Companies should not borrow merely for the sake of borrowing. Businesses need to be aware of the costs that arise when borrowing and determine whether the cost of funding is acceptable for the business. A business's financial metrics will help decide the best method of funding. Borrowers should be strategic and borrow with a purpose.
What can growth financing be used for? Growth financing supports:
What makes growth financing different from traditional loans?
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Flexible repayment structures
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Revenue-based options
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Less emphasis on historical performance
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Focus on growth potential
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Customizable terms
How does growth financing accelerate business expansion?
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Immediate access to capital
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Ability to seize market opportunities
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Support for multiple growth initiatives
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Scalable funding solutions
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Strategic deployment options
What advantages does growth financing offer over equity funding?
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Maintain ownership control
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No board seats are required
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Flexible use of funds
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Predictable cost structure
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Clear exit strategy
How do I prepare my business for growth financing?
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Organize financial statements
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Document growth plans
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Prepare market analysis
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Identify specific use of funds
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Calculate ROI projections
What are common growth financing approval criteria?
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Minimum revenue thresholds
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Growth rate expectations
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Market opportunity size
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Management team experience
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Financial health indicators
How does growth financing impact cash flow?
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Payment structures align with revenue.
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Seasonal adjustment options
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Flexible payment scheduling
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Capital deployment planning
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ROI monitoring systems
