Business Financing Solvency Loans Cash Flow |7 Park Avenue Financial

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Business Financing In Canada:  Tailor Made Loans & Cash Flow Solutions For Business Solvency
Saying Goodbye to Business Financing Concerns

 

YOUR COMPANY IS LOOKING FOR  BUSINESS FINANCE SOLUTIONS!

You've arrived at the right address! Welcome to 7 Park Avenue Financial

Financing & Cash flow are the  biggest issues facing business today

ARE YOU UNAWARE OR   DISSATISFIED WITH YOUR CURRENT  BUSINESS  FINANCING OPTIONS?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769


Email = sprokop@7parkavenuefinancial.com

 

 

WHAT IS SOLVENCY IN BUSINESS FINANCE? 

 

The business financing search made by business owners and financial mgrs of Canadian firms works best when solutions are  ' tailor-made ' for their needs. The right solutions usually create short and intermediate-term solvency via loans and asset monetization funding that works. Let's dig in.

 

It's often difficult to see the ' big picture ' in your overall business finance picture when short term ongoing cash flow challenges persist. But how do you know how well you're doing compared to the competition - We're quite sure owners/mgrs often wonder how their competition is taking on bigger contracts, or who seem to be enjoying great relations with vendors and suppliers, and what cash flow lenders are the competition using.

 

Accessing Cash Flow Business Financing Loans

 

What then are the key criteria that help a business understand its finance needs? It should be no surprise also that different industries require different types of finance solution focus.

 

HOW TO GET A LOAN FOR SMALL BUSINESS

 

Small firm, large firm, medium-sized firm - no matter what size your business might be it's all about knowing your working capital position - Here positive is better !, and your ability to keep current assets such as receivables and inventory turns, while managing payables and short term loan obligations is key. 

 

KEY POINT - Always remember that when your working capital accounts are growing you're consuming cash, not generating it!

 

HOW DO YOU CALCULATE FINANCIAL SOLVENCY

 

Next in line on the business assessment barometer is your overall debt situation - when your business has too much debt it is unable to properly leverage additional returns while managing the risk that comes with debt.

 

When you think of  ' cash ' in your business remember it's not simply a focus on  ' cash in the bank ' which usually isn't a lot anyway when it comes to SME COMMERCIAL FINANCE needs. A lot of top experts maintain that most firms in the small to medium-size enterprise sector in Canada carry only about 10-20% of their current assets in their actual cash position. Understanding how to calculate a liquidity ratio on your balance sheet is key to interpreting financial performance.

 

WHY IS SOLVENCY IMPORTANT TO A BUSINESS

 

 Your ability to finance current assets properly via a bank credit line is key generating borrowing from your sales revenues. For firms that can access all (or any?!) bank credit asset-based lines of credit are readily available. They give you maximum working capital borrowing power. Bank loans for small businesses provide numerous solutions at a low-interest rate but many firms are unable to access traditional bank financing.

 

CASH FLOW LENDING SOLUTIONS

 

Other ways to avoid the liquidity trap include checking our solutions such as:

 

Sr&ed tax credit financing

 

Equipment financing (minimizes cash outlays for newly acquired assets)

 

PO financing

 

Looking for a bank loan for business, or an alternative financing solution that delivers?  When it comes to cash flow solvency business financing  loans and If you're looking for ' tailor-made'  solutions  for your company seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can help you on the quest for solvency.

 

Click here for the business finance track record of 7 Park Avenue Financial 

 

7 Park Avenue Financial/Copyright/2020

' Canadian Business Financing With The Intelligent Use Of Experience '

 STAN PROKOP
7 Park Avenue Financial/Copyright/2024

 

 

 

 

 

Stan Prokop is the founder of 7 Park Avenue Financial and a recognized expert on Canadian Business Financing. Since 2004 Stan has helped hundreds of small, medium and large organizations achieve the financing they need to survive and grow. He has decades of credit and lending experience working for firms such as Hewlett Packard / Cable & Wireless / Ashland Oil

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